Health Coverage Simplified

As your local Arizona health insurance Broker,

I can help you navigate Medicare, ACA and Life insurance plans

with clarity and care — at no cost to you.

We're not a call center.

We're local Arizona brokers who take the time to understand your health needs, budget, and preferred doctors — then match you with the best plan available in your Area.

Health Plans We Specialize In

Whether you're turning 65, looking for better coverage, or need help during Open Enrollment

— we've got you covered —

Medicare / Supplement

  • Turning 65 soon?

  • Part C plans with extra benefits

  • Supplements to Lower out-of-pocket costs and freedom to see any doctor.

Let me help you understand your options.

 We do not offer every Medicare or Medicare Prescription Drug plan available in your area,

any information we provide is limited to those plans we do offer in your area.

Currently we represent 13 organizations which offer 58 products in your area.

Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

ACA Plans

Individual & Family

  • Individual & family plans with subsidies.

  • Perfect if you're under 65 or between jobs

Let me help you understand your options.

Questions after enrollment?

We're still here. We don't disappear after you sign up.

Life Insurance

  • Term life policies with up to $1 million in coverage

  • No medical exam required

  • Low monthly premiums

Secure your Loved ones future is a Priority, not an Option.

Why Arizona Trusts Covered Arizona

Independent & Unbiased

We work with multiple carriers so you get the best options, not just one company's products.

Zero Cost to You

Our services are always free. We're compensated by the carriers, never by our clients.

Year-Round Support

Questions after enrollment? We're still here. We don't disappear after you sign up.

How It Works

Getting the right coverage is simple with our 3-step process.

Ready to Get Covered?

Fill out the form and one of our licensed brokers will contact you within one business day. Or call us now for immediate help. (602)391-5713 

 

Frequently Asked Questions

Will my Medicare coverage follow me if I move out of the state?

If you’re enrolled in Original Medicare,  then yes. But Medicare Advantage, Part D  prescription drug coverage, and some Medigap  plans can be state-specific.

What are the advantages of the Affordable Care Act?

The advantages are Affordability, many plans available to compare, and a possibility of receiving tax credits, and subsidies, depending on your income.

What's the difference between Medicare and Medicaid?

Medicare and Medicaid are both government health care programs, but they are very different.

Medicare: is generally for people who are 65 or older, or who have a qualified disability.

Medicaid: is a state-governed program for people with limited income and resources.  

Some people are eligible for both Medicare and Medicaid.

Can I get my prescription drug covered under Original Medicare?

No. Original Medicare doesn't cover prescription drugs. Part A may cover some drugs you get as an inpatient.

Prescription drug or Part D, is available separately through private insurance companies approved by Medicare.ri

Get in touch

With Your trusted local health insurance broker Charles Hardy

Helping Arizonans find the right coverage with confidence.

Phone: (602)391-5713 

Address: 5060 W Bethany Home Rd. Ste 2

Glendale AZ 85301

We are independent insurance brokers licensed in the State of Arizona. We do not work for any single insurance company.

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Independent Insurance Broker | Licensed in Arizona